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Individuals & Families

Starting in 2014, every Nebraskan, regardless of income or employment situation, will be able to get health coverage. As an individual or family in Nebraska here are a few things you should know about your health insurance options in 2014, depending on your insurance situation.

Get quick answers about Obamacare laws and the Health Insurance Marketplace
Get answers about the Health Insurance Marketplace & Obamacare

If you
Buy your own Insurance


You may be able to keep your current plan, shop for a new plan in the outside market or purchase a plan in the Health Insurance Marketplace. You may even be able to qualify for a tax credit in the marketplace if your income is between 100-400% of the federal poverty level. You can find out if you qualify for a tax credit at healthcare.gov.


If you
Have Job-based Insurance


Note: If you work for an employer with fewer than 50 full time employees your employer is not legally responsible for providing you with insurance. The Marketplace may be the right place for you.

The Affordable Care Act (ACA), a federal law passed in March 2010, requires nearly every adult to purchase a minimum amount of health insurance coverage beginning in 2014 or pay a tax penalty. Virtually every employer-sponsored group health plan fulfills this requirement; if you have a health insurance policy through your employer, you probably don't need to worry about paying the tax penalty.


If you
Don't Currently have Insurance


You may have many questions about Insurance. This site will help you answer many questions about the Affordable Care Act and the tax credits that you may be eligible for. If you want to learn more about enrolling in the Health Insurance Marketplace, please go to healthcare.gov.



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