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Will an insurance agent show consumers all of the plan choices available through the Health Insurance Marketplace?


If the consumer is using the Health Insurance Marketplace website with the help of an agent, allqualified health plan choices will be displayed. If the agent goes through an insurance company portal, all plans available through the Health Insurance Marketplace may not be shown but other plans available in the market outside the exchange, that aren't eligible for the advance premium tax credit, may be shown. Consumers should ask the insurance agent if they're being shown all of the plans available through the Health Insurance Marketplace and whether tax credits or sharing reductions apply to the plans they are looking at.

All agents must follow applicable Nebraska laws, regulations, and Health Insurance Marketplace requirements, including standards related to relationships or appointments with insurance companies.

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