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Are dental or vision benefits available through the Health Insurance Marketplace?


The ACA requires plans sold through the Health Insurance Marketplace to include vision coverage for children, but there is no process for offering a stand-alone vision plan through the Marketplace. Dental benefits are treated differently. The ACA lets insurance companies offer health plans through the Marketplace that do and don't include pediatric dental benefits. The Marketplace also will offer stand-alone dental plans that include pediatric dental benefits. In Nebraska some medical plans on the Marketplace offer pediatric dental and others do not. Stand-alone dental plans for children and adults are available.

If a consumer has minimum essential health coverage from another source, they may buy a stand-alone dental plan on the Marketplace without purchasing medical coverage.

Check the federal website healthcare.gov for more information about dental benefits.

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