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Why is this a time to especially be on guard against health insurance fraud?

The health insurance reforms now underway during ACA implementation are bringing big changes. Few Americans are aware of all of the ACA requirements. Unfortunately, experience shows that during times of big change or confusion, fraud flourishes.

As the ACA is phased-in, con artists posing as representatives of the federal government or as legitimate insurance agents or navigators might try to steal consumers' money or identity through various health insurance schemes. For instance, criminals might try to convince consumers to reveal personal information to receive a fictitious "national health insurance card" or a new Medicare card under the ACA. Or they might try to sell consumers health insurance policies that are fake and worthless.

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