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What if a consumer already has health insurance coverage?

Consumers with health insurance coverage don't need to do anything, unless their insurance company sends them a notice that their health insurance doesn't qualify as "Minimum Essential Coverage." Consumers who get such a notice may have to pay a tax penalty for not having adequate health insurance coverage. To avoid this, contact the Health Insurance Marketplace at HealthCare.gov or 800-318-2596, or contact an agent or navigator.

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